Renters Insurance:
Common Misconceptions

My Landlord's insurance will cover me. Your landlord's insurance protects the physical building in which you reside, but does NOT cover your personal property.

I don't have expensive stuff. Laptop, Television, CD's, clothing, furniture and kitchen appliances are all items commonly owned by renters. If faced with a loss, how would you replace these items?

Use our renter’s insurance calculator to estimate how much your stuff is worth.

Liability Insurance? I don't have much liability. You are responsible for damage done to your apartment or the property. You are also liable if someone is injured as a result of your negligence. The liability portion of renters insurance protects you in the event of damage to your apartment, the community or other residents.

ePremium RENTERS Insurance

Protect what you've got with affordable renters insurance from ePremium Insurance. Liability coverage protects you in the event of damage to your apartment, the community or other residents. Residents who are not covered will be responsible to pay for the damages from their personal assets. Your contents coverage protects your personal belongings and property. Fire and theft are the most common factors contributing to the loss or damage of your personal property.

Easy Enrollment Online!

Purchasing a renter’s insurance policy with us is simple and fast. Just enter your ZIP code below to start the secure enrollment process.